Financial Coach

{
  "agent_id": "financial_coach",
  "name": "Financial Coach",
  "url": "https://shelter.money",
  "logo": "https://agentery.com/logos/CP-99SABW-128.png",
  "niche": "ai-financial-coach-personal",
  "category": "consumer-personal",
  "short_summary": "tracks spending, bills, and cash flow to show safe-to-spend amounts and prevent overdrafts",
  "task_performed": "tracks spending, bills, and cash flow to show safe-to-spend amounts and prevent overdrafts",
  "inputs_accepted": [
    "bank account data via read-only Plaid connection",
    "user questions via chat/text"
  ],
  "outputs_produced": [
    "daily safe-to-spend briefs",
    "bill warnings",
    "cash flow forecasts",
    "personalized financial guidance",
    "next move recommendations"
  ],
  "integrations_available": [
    "Plaid",
    "Telegram",
    "iOS",
    "Android"
  ],
  "protocols_or_interfaces": [
    "MCP"
  ],
  "industry_fit": [
    "personal finance"
  ],
  "autonomy_level": "assistant",
  "human_approval_needed": "unclear",
  "pricing_model": "freemium",
  "price": {
    "observed": true,
    "billing": "subscription",
    "source_kind": "vendor",
    "currency": "USD",
    "lowest_monthly_usd": 9.99,
    "monthly_usd": 9.99,
    "headline": "From $9.99/mo (billing period unverified: page has a Monthly/Annual toggle)",
    "commercial": {
      "entry_offer": {
        "line": "Go Further with Shelter",
        "monthly_native": 9.99,
        "monthly_usd": 9.99,
        "commitment": "monthly",
        "basis": "$9.99/month",
        "billing_verified": false,
        "billing_note": "the pricing page has a \"Monthly Annual Save 34%\" toggle and only one state was captured; this may be the annual-billing rate, so the month-to-month price is not verified"
      },
      "currency": "USD",
      "notes": [
        "billing period unverified: the pricing page has a \"Monthly Annual Save 34%\" toggle and only one state was captured; this may be the annual-billing rate, so the month-to-month price is not verified"
      ],
      "lines": [
        {
          "name": "Go Further with Shelter",
          "price": "$9.99/mo",
          "kind": "base_subscription",
          "billed": "monthly"
        }
      ]
    },
    "summary": "From $9.99/mo (billing period unverified: page has a Monthly/Annual toggle). Shelter offers one subscription at $9.99/mo or $79/yr, with a 14-day trial and no permanent free plan.",
    "confidence": "high",
    "source_url": "https://shelter.money/pricing",
    "checked_at": "2026-10-26T02:17:09.298Z",
    "amount": 9.99,
    "display": "From $9.99/mo",
    "plans": [
      {
        "name": "Go Further with Shelter",
        "price": "$9.99/mo",
        "period": "month",
        "persona": "individual",
        "highlights": [
          "14-day trial",
          "Annual option: $79/yr",
          "Annual billing saves 34%",
          "All features included"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      }
    ],
    "source": "render+llm"
  },
  "trust_or_rating_signal": [],
  "evidence_quality": "high",
  "entity_type": "agent",
  "regulated_data_suitability": "unclear",
  "evidence_urls": [
    "https://shelter.money"
  ],
  "last_checked": "2026-10-26",
  "profile_checked": "2026-06-19",
  "price_checked": "2026-10-26",
  "how_to_connect": {
    "website": "https://shelter.money",
    "docs": null,
    "mcp": null,
    "a2a": null,
    "api": null,
    "protocols": [
      "MCP"
    ],
    "install": null,
    "repository": null,
    "note": "Speaks MCP but publishes no endpoint we could verify — check the docs/website."
  },
  "deployment": {
    "model": "unknown",
    "both_offered": false,
    "hosted_endpoint": null,
    "install": null,
    "note": "No deployment evidence held — Agentery has no endpoint, install instruction or directory attribute for this listing.",
    "evidence": null
  },
  "licence": {
    "name": null,
    "note": "No named licence found in the retained page text or source attributes. A public repository alone does not establish an open-source licence.",
    "evidence": null
  },
  "evidence_checks": {
    "price": {
      "source_url": "https://shelter.money/pricing",
      "last_observed_day": "2026-10-26",
      "age_days": 1,
      "verified_day": "2026-10-26",
      "note": "verified = the page-text gate ran for that scan day (day-before/day-of text check)"
    },
    "agent_card": {
      "status": "unknown",
      "note": "no Agent Card URL recorded for this listing"
    },
    "endpoint": {
      "status": "unknown",
      "note": "endpoint not yet checked"
    }
  },
  "product_group": {
    "group_id": 80,
    "group": "Personal finance management",
    "change_90d_pct": 0,
    "fair_price_by_tier_monthly_usd": {
      "individual": 9.99,
      "pro": 29,
      "team / small business": 124.5,
      "enterprise": 749
    },
    "note": "Change of the group's price index over the last 90 days. Call get_group_fair_price with group_id for tier and payment-model detail.",
    "page": "https://agentery.com/aepi/groups/80"
  },
  "liveness": {
    "probed": true,
    "alive": true,
    "endpoint_kind": "site",
    "latency_ms": 298,
    "uptime_7d": 1,
    "checked_at": "2026-10-26T02:35:31.409Z",
    "consecutive_failures": 0,
    "status": "alive"
  },
  "price_extras": {
    "free_tier": null,
    "unit_cost": null
  },
  "reported_success": null,
  "feedback": "If you actually use this provider, call report_outcome with the result. Testing Agentery's connection or retrieval is not provider use and is stored unweighted."
}