Beyondpayday

{
  "agent_id": "beyondpayday",
  "name": "Beyondpayday",
  "url": "https://beyondpayday.com/mcp",
  "logo": "https://agentery.com/logos/CP-8E4Z99-128.png",
  "niche": "ai-personal-finance-app",
  "category": "consumer-personal",
  "short_summary": "Your household finances, available in your AI assistant. Beyond Payday is a financial planner for families: connect it and ask about cash flow, net worth, bill…",
  "task_performed": "Your household finances, available in your AI assistant. Beyond Payday is a financial planner for families: connect it and ask about cash flow, net worth, bills, debts, savings goals, retirement projections, and emergency plans, all based on the numbers you've entered in Beyond Payday.\n\n**What you can do**\n- \"What's my monthly cash flow after bills?\"\n- \"How is my net worth trending?\"\n- \"Add a $120/month internet bill.\"\n- \"Which debt should I pay off first?\"\n- \"How far along is my emergency fund goal?\"\n\n**Why not just paste my numbers into the chat?** Three reasons. It isn't guessing: your assistant reads the numbers you actually saved, not what you remembered to paste or what it half-recalls from earlier in the chat. It has real calculators, so the math is far more likely to be right: take-home pay with FICA, deductions and 1099 estimated tax, and retirement plans built from thousands of Monte Carlo simulations (Social Security, pensions, annuities, RMDs, taxes, inflation, withdrawal o",
  "inputs_accepted": [],
  "outputs_produced": [],
  "integrations_available": [
    "MCP"
  ],
  "protocols_or_interfaces": [
    "MCP"
  ],
  "industry_fit": [
    "general business"
  ],
  "autonomy_level": "infrastructure",
  "human_approval_needed": "unclear",
  "pricing_model": "unclear",
  "price": {
    "observed": true,
    "billing": "freemium",
    "source_kind": "vendor",
    "currency": "USD",
    "lowest_monthly_usd": 9,
    "monthly_usd": 9,
    "headline": "Free plan; paid from $9/mo; $7.5/mo equivalent billed annually",
    "commercial": {
      "entry_offer": {
        "line": "Pro",
        "monthly_native": 9,
        "monthly_usd": 9,
        "commitment": "monthly",
        "basis": "$9/month",
        "billing_verified": true
      },
      "annual_option": {
        "line": "Pro (annual billing)",
        "monthly_equivalent_native": 7.5,
        "total_native": 90
      },
      "currency": "USD",
      "lines": [
        {
          "name": "Free",
          "price": "$0/month",
          "kind": "free",
          "billed": "monthly"
        },
        {
          "name": "Pro",
          "price": "$9/month",
          "kind": "base_subscription",
          "billed": "monthly"
        },
        {
          "name": "Pro (annual billing)",
          "price": "$90/year (2 months free) billed annually",
          "kind": "base_subscription",
          "billed": "annually"
        }
      ]
    },
    "summary": "Free plan; paid from $9/mo; $7.5/mo equivalent billed annually. Beyond Payday offers a permanent free plan and a Pro subscription at $9/month or $90/year, with a 30-day Pro trial for eligible new accounts.",
    "confidence": "high",
    "source_url": "https://beyondpayday.com/pricing",
    "checked_at": "2026-10-25T01:19:20.825Z",
    "amount": 9,
    "display": "From $9/mo",
    "plans": [
      {
        "name": "Free",
        "price": "$0/month",
        "period": "month",
        "persona": "free",
        "highlights": [
          "Whole-household financial planning",
          "Income, bills, debts, assets, and net worth",
          "Browser extension and Claude or ChatGPT connector",
          "Yours to keep after the Pro trial"
        ],
        "promo_note": null,
        "price_promo": null,
        "price_annual": null
      },
      {
        "name": "Pro",
        "price": "$9/month",
        "period": "month",
        "persona": "pro",
        "highlights": [
          "Retirement projections and Social Security analysis",
          "Business finances",
          "Beth AI assistant",
          "Unlimited paystub scans with rate limits"
        ],
        "promo_note": "30-day free trial for eligible new accounts; no automatic charge",
        "price_promo": null,
        "price_annual": "$90/year (2 months free)"
      }
    ],
    "source": "render+llm"
  },
  "trust_or_rating_signal": [],
  "evidence_quality": "medium",
  "entity_type": "infrastructure",
  "regulated_data_suitability": "unclear",
  "evidence_urls": [
    "https://beyondpayday.com/mcp"
  ],
  "last_checked": "2026-10-25",
  "profile_checked": "2026-09-26",
  "price_checked": "2026-10-25",
  "how_to_connect": {
    "website": "https://beyondpayday.com/mcp",
    "docs": null,
    "mcp": null,
    "a2a": null,
    "api": null,
    "protocols": [
      "MCP"
    ],
    "install": null,
    "repository": null,
    "note": "Speaks MCP but publishes no endpoint we could verify — check the docs/website."
  },
  "deployment": {
    "model": "unknown",
    "both_offered": false,
    "hosted_endpoint": null,
    "install": null,
    "note": "No deployment evidence held — Agentery has no endpoint, install instruction or directory attribute for this listing.",
    "evidence": null
  },
  "licence": {
    "name": null,
    "note": "No named licence found in the retained page text or source attributes. A public repository alone does not establish an open-source licence.",
    "evidence": null
  },
  "evidence_checks": {
    "price": {
      "source_url": "https://beyondpayday.com/pricing",
      "last_observed_day": "2026-10-25",
      "age_days": 1,
      "verified_day": "2026-10-25",
      "note": "verified = the page-text gate ran for that scan day (day-before/day-of text check)"
    },
    "agent_card": {
      "status": "unknown",
      "note": "no Agent Card URL recorded for this listing"
    },
    "endpoint": {
      "status": "unknown",
      "note": "endpoint not yet checked"
    }
  },
  "product_group": {
    "group_id": 80,
    "group": "Personal finance management",
    "change_90d_pct": 0,
    "fair_price_by_tier_monthly_usd": {
      "individual": 9.99,
      "pro": 29,
      "team / small business": 80.45,
      "enterprise": 749
    },
    "note": "Change of the group's price index over the last 90 days. Call get_group_fair_price with group_id for tier and payment-model detail.",
    "page": "https://agentery.com/aepi/groups/80"
  },
  "liveness": {
    "probed": true,
    "alive": true,
    "endpoint_kind": "site",
    "latency_ms": 967,
    "uptime_7d": 1,
    "checked_at": "2026-10-24T02:32:19.935Z",
    "consecutive_failures": 0,
    "status": "alive"
  },
  "price_extras": {
    "free_tier": null,
    "unit_cost": null
  },
  "reported_success": null,
  "feedback": "If you actually use this provider, call report_outcome with the result. Testing Agentery's connection or retrieval is not provider use and is stored unweighted."
}